insurance, mutual funds, investment, investments, estate planning
insurance, mutual funds, investment, investments, estate planning
insurance, fire insurance, home insurance, auto insurance
insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance
insurance, fire insurance, home insurance, auto insurance
insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance insurance, fire insurance, home insurance, auto insurance
insurance, auto insurance, health insuranceinsurance, auto insurance, health insurance
 
life insurance, term life insurance, investment
   
 
 
 
insurance, auto insurance, health insurance
  News and Information  
   
 
Confused by Health Insurance?
     
Health Insurance gets more expensive everyday and is now even more confusing with the passage of The National Health Care Reform. For any questions in this area please contact our expert Linda Herdiech at 413-253-5555, ext 215.
     
     
 
Featured Employee of the Month  
   
With over 12 years of experience in customer service, Amber Letendre is a Massachusetts native who loves the outdoors and spending time with her family & friends.

Amber has been serving customers at Amherst Insurance Agency, Inc., for the past four years. She is licensed by the state for both Property and Casualty lines of insurance. Continuing Education Courses and a Bachelor Degree in Business Management are ongoing pursuits for her as well as participating in local charities. With her courteous attitude, knowledge and experience in the insurance industry, she will help you understand your auto insurance. Amber truly enjoys working with her clients and giving them the service they deserve.
   
 
 
 
Honors for Ron Nathan and Glenn Allan
 

Ron Nathan and Glenn Allan have both qualified for their broker/dealer's top performers meeting, Circle of Excellence, in Puerto Rico this April.

Ron Nathan has also qualified for Columbus Life Insurance Company's "President's Forum" in Maui, Hawaii in June. Ron has qualified for the 37th consecutive year for the "Million Dollar Round Table" and once again this year has earned their "Court of The Table" honors as one of the industry's very highest producers.

     
     
 
   
2010 - The Year of the Roth IRA
 
This year offers a one-time special opportunity to transfer Traditional IRA Accounts to Roth IRA's while spreading the paying no tax on the gain this year. The taxes would be deferred and paid over two years - 2011 and 2012. This is a great chance to make your eventual retirement withdrawals tax-free as opposed to fully taxable. Either email or call us if you would like to learn more details of this special program.
     
     
 
   
Reduce Your Risk of Tree Damage
 
Falling trees and limbs cause millions of dollars worth of damage each year in the United States. Regular examinations of trees for damage or other trouble signs are recommended. Some potential problems are easy to spot. They include:

· Cracks in the trunk or major limbs
· Hollowed or decayed trees
· Significantly leaning trees
· Branches that overhang structures
· Limbs in contact with power lines
· Mushrooms growing from the bark
· Crossing branches that rub or interfere with each other

Regular examinations of your trees will not only help to beautify your property but also ensure its safety. Coverage for fallen trees can vary from one carrier to another. In most cases, removal of fallen trees is not covered under your homeowners insurance unless it has damaged physical property, so looking out for these trouble signs can save you money. If needed, consult a tree care expert (arborist) as they can provide valuable advice and assistance in ensuring the health, safety and prosperity of your trees. Should you have any questions or would like to discuss how your homeowners policy coverage applies to trees please call (413) 253-5555.
     
     
   
Registry News ...
 
The Hadley registry location closed in May 2009. Closest ones to Amherst - Easthampton, Greenfield or Chicopee. The registry's budget was slashed which is the reason for reducing the number of registry's in the state form 34 to 23.

Helpful hint: You can log onto the Registry of Motor Vechicles (RMV) Web site and check each location for registration and license wait times. The registry is encouraging that you use their Web site to renew your license, registration, change your address, and become an organ donor.

Reminder: Vehicles purchased after 8/1/09 must pay the new sales tax rate of 6.25%. Also, the registry has increased their fees effective 8/1/09.

     
     
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    Articles of Interest
     
    Finacial Survival After a Job Loss (pdf)
     
    Changing Jobs? Take Your 401(k) and ... Roll it! (pdf)
     
    Roth IRA Conversions - New Opportunities for 2010 (pdf)
     
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