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  News and Information  
 
Going Green with Christmas Calendars
 
At the request of many of our clients and our staff we did not mail our 2010 Wallet Calendar Cards. This is our small attempt to help make a cleaner environment. We DO have the calendars available at the front desk of our office for anyone who wishes to have one. We will also be happy to send one out to you upon request. You may call or email info@nathanagencies.com with your request. Thank you so much for your understanding.
     
     
 
     
 
Featured Employee of the Month  
   
After a 23 year career as a stockbroker and financial adviser in Springfield, MA, Sandy Wallis joined Amherst Insurance in 2006 as a part-time bookkeeper.

Sandy is a native of Rhode Island and a graduate of the University of Rhode Island, with a degree in accounting.

When not working, Sandy can be found hiking with friends or with the Appalachian Mountain Club, playing tennis, or gardening. She resides in Holyoke with her husband.

   
 
 
     
 
Registry News ...
 
The Hadley registry location closed in May 2009. Closest ones to Amherst - Easthampton, Greenfield or Chicopee. The registry's budget was slashed which is the reason for reducing the number of registry's in the state form 34 to 23.

Helpful hint: You can log onto the Registry of Motor Vechicles (RMV) Web site and check each location for registration and license wait times. The registry is encouraging that you use their Web site to renew your license, registration, change your address, and become an organ donor.

Reminder: Vehicles purchased after 8/1/09 must pay the new sales tax rate of 6.25%. Also, the registry has increased their fees effective 8/1/09.

     
     
 
     
 
2010 - The Year of the Roth IRA
 
This year offers a one-time special opportunity to transfer Traditional IRA Accounts to Roth IRA's while spreading the paying no tax on the gain this year. The taxes would be deferred and paid over two years - 2011 and 2012. This is a great chance to make your eventual retirement withdrawals tax-free as opposed to fully taxable. Either email or call us if you would like to learn more details of this special program.
     
     
 
     
 
Reduce Your Risk of Tree Damage
 
Falling trees and limbs cause millions of dollars worth of damage each year in the United States. Regular examinations of trees for damage or other trouble signs are recommended. Some potential problems are easy to spot. They include:

· Cracks in the trunk or major limbs
· Hollowed or decayed trees
· Significantly leaning trees
· Branches that overhang structures
· Limbs in contact with power lines
· Mushrooms growing from the bark
· Crossing branches that rub or interfere with each other

Regular examinations of your trees will not only help to beautify your property but also ensure its safety. Coverage for fallen trees can vary from one carrier to another. In most cases, removal of fallen trees is not covered under your homeowners insurance unless it has damaged physical property, so looking out for these trouble signs can save you money. If needed, consult a tree care expert (arborist) as they can provide valuable advice and assistance in ensuring the health, safety and prosperity of your trees. Should you have any questions or would like to discuss how your homeowners policy coverage applies to trees please call (413) 253-5555.
     
     
 
     
 
Have you had your Medicare Checkup?
     
Choosing between a Medicare Supplement, Medicare Advantage and Prescription Drug plan, it is important to understand your options for 2009. Let us assist you in making an informed healthcare decision so you can make the most out of your Medicare benefits-call today, and ask to speak to Donna Griffin, Senior Advisor Specialist at 413-253-5555, extension 231.
     
     
 
     
     
     
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