Commercial Property Insurance
Protecting the physical assets of your business is essential. Amherst Insurance can provide the right commercial property insurance coverage at the right price. Equally important, our claims staff will work hard to get you back in business by pursuing prompt payment whenever you suffer a loss and must file a claim.
Business Personal Property coverage will protect your business’ property, just as a Homeowners’ policy protect your household items. This coverage can include your building, equipment, inventory, etc. If you have a Home business, in most cases Business Property is not covered under your Homeowners Insurance Policy.
This coverage will protect against fire, theft, explosions, burst pipes, storms, vandalism, etc. Floods and Earthquakes are not typically covered under this policy, but separate policies can be purchased.
Business Personal Property can include:
- Office supplies; such as pens, staplers, calculators, etc.
- Furniture; such as chairs, desks, tables, etc.
- Furnishings; such as rugs and curtains
- Computers, laptops, smartphones, tablets
- Contractor’s equipment; such as forklifts and excavators
Our Specialists can help you customize your Property coverage and can even schedule your larger items on the policy, such as a lawnmower if you are a landscaper.
Other coverage can also be added with your Business Personal Property, such as –
- Building coverage
- Business Income and Extra Expense coverage
- Spoilage coverage
- Contractor’s Equipment
- Outdoor Signs
- And More!