Car & Auto Insurance in Amherst, MA

Having The Right Car Insurance is Essential

The personal lines staff at the Amherst Insurance has the experience and knowledge to handle your auto insurance needs. Properly protecting you against financial loss when you are involved in an accident is our top priority. It is imperative that you maintain the appropriate level of coverage for your particular situation. If you have doubts about the auto insurance coverage that’s best for you, a member of our staff will be pleased to review your current policy. We want you to understand the options available so you can make the best choices for your particular needs. Our products also include classic auto insurance.

As of April 1, 2008, the Massachusetts auto insurance market started operating under new rules. With “managed competition,” car insurance companies doing business in Massachusetts can file their own rates and coverage variations. Previously, the Division of Insurance regulated rates and coverage options. Now, additional pricing and coverage options are available.

Good drivers (drivers who have no accidents or moving violations) will pay less for their car insurance.
We are eager to present you with the most competitive rates for your car insurance. If we currently handle your auto insurance, rest assured that we will strive to provide you the best coverage at the best price. If we do not currently provide you or your family members with car insurance, now is the time to check us out!

Car Insurance FAQ

How much does car insurance cost?

Car insurance costs depend on many factors, including the age and type of the vehicle to be insured, the city or town in which the vehicle is garaged, the amount and type of coverage being applied for in the policy and most importantly, the driving record of the vehicle’s drivers.

How to get car insurance?

The best way to purchase car insurance is by talking to an independent agent. He or she usually works with multiple insurance companies and can find the rates for your needs and circumstances.

What is comprehensive car insurance?

Comprehensive car insurance provides more than minimum coverage. It usually has increased liability limits, collision, comprehensive and glass coverage (with no deductible) and can also include rental, towing and medical coverage.

How does car insurance work?

If you are involved in an accident and you are at fault, car insurance will pay for damage to your car as well as for damage to the other person’s car and if there is damage to passengers in either your car or another car. It can also include payment of lost wages due to injuries caused by an accident.

How much car insurance do I need?

It is critical to have sufficient liability coverage to cover injuries resulting from an accident you have caused, and it is also important to have more than the minimum amount of coverage for damage to property in an accident you have caused. Today, damage in most accidents is much greater than the minimum of $5,000 property damage included in auto policies.


Member Benefits Available Here - Comemerce Insurance - AAA For more information on the new marketplace, price and coverage options, please call us at
(413) 253-5555 or contact our Auto Insurance Specialists today or fill out the form on the screen to obtain an auto insurance quote!

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Please follow this link to get a free Auto quote direct from Commerce.



Our top Auto Insurance Companies all offer special endorsements. Please follow the links to see what these endorsements are and how they can benefit you.

Commerce Auto

Norfolk and Dedham Auto

Classic Car Auto Insurance

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