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What Factors Can Help Me Lower My Auto Insurance Premium?
Auto insurance is an essential expense for every driver, offering crucial financial protection in case of accidents, theft, or vehicle damage. However, many drivers seek ways to reduce their premiums while maintaining adequate coverage. Fortunately, there are several...
Life Insurance and Estate Planning: How to Secure Your Legacy
Planning for the future is an essential part of financial security, and life insurance plays a crucial role in estate planning. Many people focus on accumulating wealth but often overlook how that wealth will be distributed when they pass away. Proper estate planning...
Navigating Cyber Insurance in 2025
If your work includes online operations, e-commerce, or website hosting, it also comes with new dangers. Hackers have new skills, and the race to keep online security ahead of the ever-changing curve is of great concern. In 2025, cyber insurance will be a necessity like...
Renewal Home Insurance Process: A Comprehensive Guide
Home insurance is a vital aspect of protecting your home and investment. As your policy's expiration date approaches, it's essential to understand the renewal process and make informed decisions to ensure your coverage remains adequate. In this guide, we'll walk you...
The Importance of Winterizing Your Home Water System and How to Do It
As temperatures begin to drop, preparing your home for the colder months becomes essential. One of the most critical steps in this process is winterizing your home water system. Neglecting this task can lead to frozen pipes, costly repairs, and major disruptions. Here's...
What to Do If You’re in an Accident with an Uninsured Driver
Being in a car accident is stressful enough, but finding out the other driver doesn’t have insurance can make things even more complicated. Dealing with damages, injuries, and unexpected costs can feel overwhelming. Here’s a step-by-step guide to help you navigate this...
Reach Out to Your Insurance Company If You Make Any Changes or Updates to Your Home or Get Any Pets
Your home insurance policy is a vital safeguard for your property and possessions. However, to ensure that it adequately protects you and your assets, it's crucial to maintain open communication with your insurance company. This means notifying us when you make any...
Why Your Business Needs an Employee Assistance Program (EAP)
To ensure your employees get help when they need it, one benefit you should strongly consider offering is an employee assistance program. Your employees are the foundation of your company. They can make or break your success, which is why having an employee assistance...
Why Is Life Insurance Important If You’re Self-Employed?
Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with a...
Directors and Officers Liability Insurance
While business insurance policies by definition provide coverage for the business itself, individual company officers may still be personally exposed to financial losses resulting from a lawsuit. To protect your company’s leadership, you may want to consider purchasing...
Summer Travel Safety: Tips for Staying Safe and Secure While Traveling
Summer is a popular time for travel, whether it's a road trip, a beach vacation, or an international adventure. It's important to prioritize safety and security during your travels to ensure a smooth and enjoyable trip. Here are some tips for staying safe and secure...
Understanding Different Types of Home Insurance Policies
If you own a home, you may already know that home insurance is essential for protecting your investment. However, with so many different home insurance policies, it can take time to understand which one is right for you. In this blog, we'll break down the different types...
Smartphone apps drive gig workers, parents to distraction
Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver...
The Sobering Stats: Drunk Driving and Its Impact on Insurance Premiums
Drunk driving is a pervasive issue that not only poses significant risks to road safety but also has lasting consequences on individuals' financial well-being. The following show sobering statistics of drunk driving and how they correlate with increases in auto insurance...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability Insurance...
Construction Insurance 101
What is construction insurance? There are many types of construction insurances (also known as contractors insurance) intended to protect a property developer and other stakeholders throughout the stages of a construction project. Contractors insurance, which is...
Preventing Frozen Pipes
Freezing pipes can be a common issue during cold weather, and it's important to take preventive measures to avoid potential damage. Here are some tips to help prevent pipes from freezing: Insulate Pipes - Insulate pipes in unheated areas such as basements, attics, and...
A Happy and Safe Thanksgiving: Cooking and Pets
Thanksgiving is a time for expressing gratitude, spending time with loved ones, and savoring delicious meals. However, amidst the joy and feasting, it's important to prioritize safety, particularly in the kitchen and when it comes to our furry friends. Let’s explore some...
10 Ways Homeowners Can Reduce Insurance Risk on Halloween
Halloween is a time for spooky fun and creative costumes, but it can also pose risks to homeowners. From potential accidents to property damage, it's essential to take steps to reduce insurance risks during this festive season. Let’s explore ten ways homeowners can...
Flood Preparedness: Before, During, and After
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: Result from rain, snow, coastal...
Why Renters Insurance is Important for Tenants
If you're a tenant, you may think your landlord's insurance policy will protect your belongings in case of theft, fire, or other damages. However, this is not always the case. Landlord insurance typically only covers the building and any fixtures, not your personal...
Why Single People Need Life Insurance
Many people wonder if single people need life insurance. It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems logical to think you don’t need life insurance if a...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability Insurance...
Cyber Security Tips for Businesses and Personal Use
Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal data. And if this data falls into the wrong hands, private and financial information could be at risk. So, for businesses and...
Freshen Up Your Home and Insurance Policies This Spring
The flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a head start on the often-hectic seasons of spring and summer. It can feel...
Insuring Your Jewelry and Other Valuables
Are you planning on gifting (or getting) jewelry anytime soon? Maybe you inherited your father’s old pocket watch or firearm. Or, maybe you just splurged on an expensive painting or sculpture to decorate your new place. If you own any type of valuable item that is...
How to Handle a Power Outage in Cold Weather
Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to the coldest settings. • Check flashlights and portable radios. • Be sure to have...
Why You Need Condo Insurance
Are you contemplating buying a condominium but aren’t sure if you need condo insurance? While it’s not required by law in many states, most lenders or banks won’t give you a mortgage unless you provide proof you have insurance first. Besides, having condo insurance...
Fire & Ice – Your Guide to Winter Preparation
Winter is coming and for homeowners this means being prepared for the utmost extremes, both the frightful and delightful! With beautiful blankets of white snow come picturesque landscapes, family sledding, and, well, the threat of ice dams. Ice dams form when the roof...
Safe Driving
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect...
Contractors Insurance 101
There are many types of construction insurances intended to protect a property developer and other stakeholders throughout the stages of a construction project. Here are the basics of construction insurance – from the common types of construction insurance policies to...
Proper Chainsaw Safety & Operation
According to the Center for Disease Control (CDC), there are about 36,000 injuries caused by chainsaws every year. Approximately 40 percent of all chainsaw accidents occur to the legs and well over 35 percent occur to the left hand and wrist. The average chainsaw injury...
Smart Homes
Smart technology and devices continue to revolutionize how we live. Most people want to stay up to date on the latest trends and technologies. It is estimated that there will be over 73 million smart homes by 2021. So if you want to be one of these trend setters, you...
Beach Safety Tips
Ahh – The beach! We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly. In the blink of an eye someone could be caught in a...
Smoke Alarm and Carbon Monoxide Safety Tips
While most homeowners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
Spring Showers May Bring Home Hassles
After a cold, dark winter most people look forward to the sights and sounds 🎵 of the spring. But with the warmer months also comes the potential for heavy rains, which can lead to slippery driving and property damage. So, what can a homeowner do to help avoid the...
Safe Driving
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect...
Homeowners Insurance Facts
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...
Spring Home Maintenance
Spring is on its way! After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your...
Winterizing Your Home – Inside and Out!
With temperatures falling across many parts of the country, it’s a good time to start thinking of preparing your home for harsh winter conditions like snow and ice. This process, called winterization, is usually performed in the fall before excessive cold arrives....
All About Home Inventories
You never know when disaster may strike and all your personal possessions are lost or damaged. Do you know how much your coin collection is worth? Do you know how many pairs of Nikes you have? That’s where a home inventory can help. Having a home inventory can help you...
Hauling Your Christmas Tree
The holiday season is here, and it's time to put up a Christmas tree. While there's a lot of convenience from opting for a fake tree that can sit in storage for 11 months of the year, opting for a real tree just feels more in the spirit of the season. If you're not sure...
Vehicle Maintenance Checklist for Fall
The seasons are beginning to change and before we know it, cold weather will be here! The seasonal changes affect your vehicle in many different ways. Regular vehicle maintenance along with seasonal-specific car care tasks will help your vehicle last throughout the...
Fall Home Maintenance Checklist
Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking the...
Auto Insurance Costs
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Amherst...
Walking Your Dog at Night
Remember these safety tips when walking your dog at night. Always use a leash This one is non-negotiable. Even if you live in an area without much traffic, and your dog has an excellent recall, you should always leash up at night. Just like humans, dogs get startled by...
 Hiring a Contractor for Home UpdatesÂ
If you own a home, then chances are at some point you will need to hire someone to do repair work on your home. Â At Amherst Insurance we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for you to...
Pros and Cons of Buying a House Now
When an unexpected natural disaster or state or local emergency interrupts your plans to start house hunting, all is not lost. While opportunities to get preapproved for a mortgage, meet with a real estate agent or tour homes for sale may be on the back burner, there are...
Restaurant Insurance Coverage
Restaurant owners face many different risks while running their business. Restaurant insurance is a specialty business insurance policy that covers several risks and gives the restaurant owner the confidence he or she needs to be successful. Whether you run a small café...
Spring Home Maintenance
Spring is on its way! After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your...
Vacant Property Insurance 101
If your home is left unoccupied for weeks or months at a time, your standard homeowners insurance policy might not provide coverage in the event of a claim. Any damages or losses that occur would have to be paid out of pocket unless you have vacant property insurance....
How to Protect Your Business From A Lawsuit
If your home is left unoccupied for weeks or months at a time, your standard homeowners insurance policy might not provide coverage in the event of a claim. Any damages or losses that occur would have to be paid out of pocket unless you have vacant property insurance....
Amherst Insurance Agency LOVES Insuring Your Life!
Life is the most precious gift and we love insuring yours! Amherst Insurance Agency values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and honor to provide...
How to Identify and Help Remove an Ice Dam
How to Identify and Help Remove an Ice Dam Sometimes, even your best efforts to prevent an ice dam may not be enough. Knowing what an ice dam is, how to identify one and how to help remove it is important to protecting your roof and home from potential damage during the...
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Amherst Insurance
Address:
20 Gatehouse Road
Amherst, MA 01004-0048
Open Hours:
Monday - Friday 9:00 AM - 5:00 PM
We are licensed in MA, CT, ME, NH, RI, and VT.
