Commercial General Liability
Every business faces risks. Having the right business liability coverage can mean the difference between being able to weather the storm created by a lawsuit and having your business fail. Our commercial insurance team can help you analyze the risks your business faces and obtain the level of liability coverage that suits your needs.
A typical General Liability policy provides coverage for Bodily Injury and Property Damage to others as a result of your negligence. Whether you are a contractor, baker or dog walker, you have worked hard to get your business where it is today. Lawsuits and claims can happen when you least expect it and having this protection will give you a piece of mind and let you focus on your business!
Commercial General Liability policies have different levels of coverage. A policy may include premises coverage, which protects the business from claims that occur at the business’ physical location during regular business operations. It may also include coverage for bodily injury and property damage that is the result of finished products. Protection from on-site accidents, injuries, or damages resulting from goods or services you have sold are all things you may not think about daily, but they can and do happen.
What does General Liability Insurance cover?
- Property Damage
- Physical Injury
- Defense Costs
- Personal and Advertising Injury
Each business is unique and may require different levels of coverage. Depending on your business, we often recommend Professional Liability coverage as well. This will cover certain professional and personal services; in the event you are sued for negligence or for the advice or consulting you have given clients. This is also known as Errors & Omissions Insurance.